Key Takeaways
- JPMorgan Chase partners with Coinbase to enable crypto purchases via credit cards by fall 2025.
- Starting 2026, Chase Ultimate Rewards points can be redeemed into USDC stablecoin.
- Users will be able to link bank accounts directly to Coinbase for seamless crypto access.
In a landmark move blending traditional finance and digital assets, JPMorgan Chase will partner with Coinbase to allow Chase cardholders to buy crypto directly, redeem rewards for USDC, and connect bank accounts to Coinbase starting as early as 2026.
Credit Card Access and Stablecoin Rewards Coming Soon
From fall 2025, Chase customers can use their credit cards to purchase Bitcoin, Ethereum, and other tokens on Coinbase.
In 2026, they’ll be able to exchange Ultimate Rewards points for USDC—100 points equal $1—and link Chase bank accounts to Coinbase wallets for easier funding.
JPMorgan’s Broader Crypto Push
This integration aligns with JPMorgan CEO Jamie Dimon’s earlier statements about exploring stablecoins and crypto-backed lending. Sources suggest the bank may begin offering loans secured by Bitcoin and Ethereum by 2026, further embedding crypto in traditional finance.
However, DeFi proponents argue that decentralized platforms still offer broader collateral options and more competitive fees than banks can replicate.
Final Thoughts
By integrating crypto access into Chase rewards and banking features, JPMorgan and Coinbase are lowering barriers to mainstream adoption. The partnership could reshape how U.S. consumers interact with digital assets.
Frequently Asked Questions
When can Chase users start buying crypto via card?
Crypto purchases via Chase credit cards begin in fall 2025.
Can Chase points be redeemed for crypto?
Yes, starting in 2026, points can be converted into USDC.
Will users link bank accounts to Coinbase?
Yes, direct Chase-to-Coinbase account linking is planned for 2026.
