The surge in cryptocurrency adoption in Ghana is increasing like never before, with thousands of people embracing Bitcoin, USDT, and other digital assets for trading, remittances, and everyday transactions.
However, before you can buy or sell crypto, you need a trusted crypto exchange in Ghana. These platforms make it easy to buy, sell, and store cryptocurrencies safely, often implementing popular payment methods like MTN MoMo and Vodafone Cash.
In this guide, we’ll break down what a crypto exchange is, why crypto adoption is booming in Ghana, and the 9 best crypto exchanges you can use today. This list will help you find the most secure and cost-effective way to trade crypto in Ghana.
What is a Crypto Exchange?
A crypto exchange is a digital platform that works like a traditional stock exchange, where users are enabled to buy, sell and trade cryptocurrencies such as Bitcoin, Ethereum, and USDT, using local currency or other digital assets.
You can think of it as a marketplace for digital money, where you can easily convert your Ghanaian cedis (GHS) into crypto and flip back whenever you need.
Crypto exchanges come in two main forms:
- Centralized Exchanges (CEX): These exchanges are usually managed by a company that acts as a middleman, making transactions faster and user-friendly. Examples include Breet, Binance, Luno, and Coinbase.
- Decentralized Exchanges (DEX): Commonly known as P2P (Peer to Peer) platforms or marketplace, these exchanges are where trades happen directly between users without a central authority.
These crypto platforms also provide secure wallets, trading tools, and other features like staking, P2P trading, and instant swaps. Without them, buying and selling crypto would be a risky and complicated process requiring direct deals with individuals.
The best crypto exchanges in Ghana provide top services that make it easy to deposit in GHS, withdraw instantly to your bank or mobile money, and enjoy low transaction fees.
The Best 9 Crypto Exchanges in Ghana
- Breet – Best for Instant Crypto-to-Cash
- Binance – Best Overall Trading Options
- Kraken – Best for Beginner-Friendly Interface
- UEEx – Best for African-Centric Fiats and Tools
- OKX – Best for Global Access and DeFi Tools
- Coinbase – Best for Regulation and Onboarding
- KuCoin – Best for Altcoin Hunters
- Crypto.com – Best for All-in-One Crypto Services
- Yellow Card – Best for Mobile Money Users in Ghana
1. Breet – Best for Instant Crypto-to-Cash (Cedi)
Breet is a crypto exchange in Ghana built for instant crypto-to-cash conversions. It supports Bitcoin, USDT, and 40+ tokens with zero trading fees. Users can withdraw funds directly to mobile money or bank accounts within 287 seconds, making it a top choice for crypto traders who want to sell Bitcoin in Ghana or sell other crypto coins.
Fees: Low conversion fees (flat-rate model)
Pros: Fast transactions in 287 seconds, user-friendly app, strong security.
Cons: No trading pairs or dApp access.
2. Binance – Best Overall Trading Options
Binance is the world’s largest crypto exchange, offering spot trading, P2P, and futures markets. Ghanaians can easily deposit and withdraw through P2P using Mobile Money, making it one of the most popular crypto exchanges in Ghana.
Fees: 0.10% per trade (spot); discounts with BNB; zero deposit fee via P2P
Cons: Interface is complex for beginners; P2P scams rate are high.
3. Kraken – Best for Beginner-Friendly Interface
Kraken stands out for its clean interface and robust security, making it a top choice for beginners and advanced traders in Ghana. It supports fiat deposits and offers staking features.
Fees: 0.25 – 0% maker / 0.4 – 0.1% taker (spot); higher for instant buys
Cons: Slightly higher fees on card deposits.
4. UEEx – Best for African-Centric Fiats and Tools
UEEx is a fast-growing digital wealth platform with advanced features like cold storage, 2FA, and copy trading. It’s becoming popular in Africa for crypto trading thanks to its competitive fees and security.
Fees: Starts at 0.09% per trade
Cons: Limited brand awareness in Ghana.
5. OKX – Best for Global Access and DeFi Tools
OKX provides DeFi tools, NFT marketplaces, and staking features while maintaining secure spot trading. It supports multi-currency trading and is a great crypto exchange in Ghana for users seeking advanced crypto options.
Fees: 0.08% maker / 0.10% taker (spot); zero P2P fees
Cons: May be complex for beginners in crypto.
6. Coinbase – Best for Regulation and Onboarding
Coinbase is best for new crypto traders in Ghana who want a regulated exchange. It offers educational resources, making it beginner-friendly, though its fees are higher compared to other platforms.
Fees: 0.50% spread on trades; higher for instant buys
Cons: Higher fees and tiered limits.
7. KuCoin – Best for Altcoin Hunters
KuCoin is a crypto exchange in Ghana that offers a wide token selection and P2P marketplace, attractive to active traders exploring altcoins. Ghanaians can use P2P for deposits via Mobile Money, making it easy to trade beyond major coins
Fees: 0.10% per trade; discounts with KCS token
Cons: Limited Ghana-specific payment options.
8. Crypto.com – Best for All-in-One Crypto Services
Crypto.com provides spot trading, NFTs, staking, and DeFi in one app. It’s best for users who want a multi-functional crypto platform in Ghana.
Fees: Starts at 0.04% per trade; lower with CRO token
Cons: Mobile-first design may not suit desktop traders.
9. Yellow Card – Best for Mobile Money Users in Ghana
Yellow Card is a crypto exchange in Ghana that allows buying and selling of Bitcoin, USDT, and other coins using Mobile Money and bank transfers.
Fees: Varies by transaction
Cons: Limited advanced trading tools.
Comparison Table: Best 9 Crypto Exchanges in Ghana (2025)
| Exchange | Best For | Supported Payment Methods | Fees | Key Features |
| Breet | Instant crypto-to-cash (GHS) | Mobile Money, Bank Transfer | 0% conversion fees | Fast payouts in 287 seconds, no trading pairs, supports 40+ tokens |
| Binance | Advanced trading & P2P | Mobile Money (via P2P), Bank Transfer | 0.1% per trade | Spot, Futures, Margin trading, deep liquidity |
| Kraken | Beginner-friendly & secure | Card, Bank Transfer | 0.25 – 0% maker, 0.4 – 0.1% taker | Clean UI, regulated, strong security |
| UEEx | African-centric trading | Mobile Money, Bank Transfer | 0.1% per trade | Copy trading, 2FA, cold storage |
| OKX | DeFi & global access | Mobile Money (via P2P), Crypto | 0.08%-0.10% per trade | DeFi, NFTs, staking, advanced tools |
| Coinbase | Regulated & beginner-friendly | Card, Bank Transfer | 0.50% spread on trade | High security, educational resources, easy onboarding |
| KuCoin | Altcoin trading | Mobile Money (via P2P), Crypto | 0.1% per trade | 700+ coins, staking, token rewards |
| Crypto.com | All-in-one crypto services | Card, Bank Transfer | Starts at 0.04% per trade | NFTs, DeFi, staking, strong mobile app |
| Yellow Card | Mobile Money deposits in Ghana | Mobile Money, Bank Transfer | Varies by transaction | Local focus, easy buy/sell, beginner-friendly |
How to Stay Safe While Using Crypto Exchanges in Ghana
Trading or converting crypto in Ghana comes with its share of risks, including phishing scams, fake platforms, and account breaches. Staying safe isn’t optional, it’s essential. Here are the most critical steps to follow:
1. Only Use Licensed or Verified Exchanges
Ensure to use only reputable crypto exchanges with a good track record of security. Always download apps from official websites or app stores, and avoid using random links.
2. Protect Your Login Credentials
Enable Two-Factor Authentication (2FA) on all your crypto accounts and use strong, unique passwords. Avoid sharing your login details or saving them on public devices.
3. Beware of Phishing Scams
Double-check URLs before logging in. Fraudsters often create look-alike sites. Avoid clicking on websites with “http”, instead make sure it is “https”. Bookmark your exchange’s official site for quick, safe access.
4. Avoid Public Wi-Fi for Transactions
Hackers can intercept your data over open networks. If you must use the public internet, use a trusted VPN for extra security.
5. Keep Your Recovery Phrases Safe
If you’re using non-custodial wallets linked to exchanges, store your seed phrase offline, in a safe, private location. No one would ever require your seed phrase, so treat it like your Bank PIN and never share it with anyone.
6. Monitor Suspicious Activity
Enable alerts for logins, withdrawals, and transactions. This simple action can immediately save your funds if your account is ever compromised. Also, using exchanges with third-grade security helps to mitigate fraud attacks.
7. Stay Updated on Regulations and Scams in Ghana
Just as crypto adoption is growing, fraudulent tactics are equally evolving fast. To avoid being a victim to scams, it is important to follow official channels and trusted blogs, like Breet’s for the latest crypto safety updates.
Conclusion
Choosing the right crypto exchange in Ghana comes down to trust, security, and convenience. While all the platforms we discussed offer unique features, Breet stands out as the simplest and safest way to convert crypto to cash instantly. They offer fast, secure payments directly to your bank or mobile money wallet.
Ready to cash out your crypto? Download Breet today and experience the easiest way to sell Bitcoin, USDT, and other coins in Ghana.
Frequently Asked Questions on the Best 9 Crypto Exchanges in Ghana
1. Which is the best crypto exchange in Ghana?
If you want a simple and secure option, Breet is one of the best platforms for selling Bitcoin, USDT, and other cryptocurrencies in Ghana. It allows instant cashouts to your bank account or mobile money wallet within 287 seconds, making it beginner-friendly.
2. Can I buy Bitcoin with Mobile Money in Ghana?
Yes. Many exchanges allow you to buy Bitcoin using popular mobile money services like MTN MoMo and Vodafone Cash. This is one of the main reasons crypto adoption in Ghana is growing so fast.
3. Is crypto legal in Ghana?
Cryptocurrency isn’t regulated yet in Ghana, but it’s not illegal. You can buy, sell, and trade crypto in Ghana. However, the Bank of Ghana plans to implement a regulatory framework for cryptocurrency by September 2025.
4. Which exchange has the lowest fees in Ghana?
Breet is one of the best for selling crypto in Ghana with zero hidden charges. It offers a fast and easy way to convert Bitcoin and USDT to Cedis.
5. Can I withdraw directly to my bank account?
Yes, exchanges like Breet allow instant withdrawals to your local bank account or MoMo wallet within 287 seconds. This makes it the best choice for selling Bitcoin in Ghana quickly.
